As I’m sitting in my home office, clanging on the keys of my MacBook, I can see that it’s another dreary, rainy New England day. That time of year when you’re either over-dressed or under-dressed for the temperature. And sometimes both in the span of a 30-minute walk. But that old adage about “April showers… Read More


Just to set the record straight, I never “crammed for Finals.” I’m usually a good hour or more early for a flight (check-in time, that is). And call me an old Boy Scout, but I still subscribe to the motto “Be prepared.” Which is why I typically spend the first week in March gathering up… Read More


For nearly 80 years now, some very brilliant researchers at Harvard University have been studying the correlation between loving relationships and their impact on health, happiness, longevity and wealth. We all can reasonably assume that a loving relationship would manifest some semblance of joy or happiness. No surprises there. But the study, revealed an astonishing… Read More


Chances are, you’ve seen the Bill Murray movie where he relives Groundhog Day (hence, the title) over and over again. He repeats the same day until he learns a valuable lesson. One that will change the course of his life and help him achieve his most precious goals.  Well for If you’re like most people,… Read More


“Nothing in life is free; you always pay in the end.” – Wayne Static Despite claims that apps are free, that is often not the case. Every owner is looking to monetize their apps, so it’s important to understand the hidden costs of so-called free apps. Here are four drawbacks: 1. Privacy, privacy, privacy The… Read More


This is probably the first time you’ve lived away from home and you are about to find out first-hand how expensive life is. Before heading off, you should look at all the costs you know you will incur and then set a budget for the key buckets such as food, books, rent, and socializing and then try to stick to that budget.… Read More


Should you refinance your home? This is a big question on a lot of people’s minds. If you have been watching mortgage rates you have seen them fall and rise pretty drastically during the pandemic. So you ask yourself, is now the time to pull the trigger and refinance? My family bought our home about… Read More