If you pay once, but then choose not to renew, you retain access to your data indefinitely. You can even add and edit transactions, accounts, reports and budgets manually with an expired subscription.

If you choose not to renew your subscription you keep getting updates to the software, free. Yep, that's right, you'll have access to updates which contain bug fixes, features and enhancements. Some new features and services may require an active subscription. But giving you our updates is our way of trying to woo you back to being a paying subscriber – we believe you'll see all the great new stuff and want to re-subscribe.

When you keep your subscription active you'll retain access to our great connected features like automatic transaction downloading, cloud sync, stock prices and currency exchanges rates (different subscription tiers have access to different services).

If your financial management needs change, just change tiers as appropriate. Upgrades happen immediately and you'll be charged a prorated amount. If you downgrade, you'll stay at your current tier until the end of the billing cycle.